App works fine, interaction with customer service is very good. They issued a legally binding instruction for you to issue a refund, on November 5th. It's not rocket science who is at fault here. Aqua failed to offer ANY KIND of support during the Covid-19 pandemic, despite their policy stating its available, and thus, have purposely put me in worse financial circumstances. very very disappoint from their online dispute handling service. It’s important to check your credit report regularly to keep an eye on your financial activity. I can say that I now know my rights and this abusive mistreatment, by law, is not taken lightly. Great for credit building, extra spending options and security. Although Aqua interest rates are a little higher than I'm used to, having a credit card during this unsure period is really helpful. Still the issue has not been resolved. I closed mine. Well I felt that they could have given me better answer than just call. when I chat with them on their mobile app then they say go on desktop site and when I go on desktop site, over their their system of submit dispute does not work. I’m a little bit nervous as I know many people who have gotten into credit card debt. Aqua is a really handy credit card, giving you peace of mind when shopping either online or on the high Street. 1 Costumar service is useless2 Charges apply even when you dont use it.3 Aquacard sends forms to people without requesting one.100% not the one to get. © 2021 Trustpilot, Inc. All rights reserved. Aqua credit card services are completely incompetent. It's dangerous to have such persons managing any account, notwithstanding those of people with protected characteristics. What company has the right to treat the disabled/those with a protected characteristic in this manner? Within the next 30 days, I'll be beginning action against this company for disability discrimination (failure to make reasonable adjustments, harassment and victimisation), all of which are a criminal offence and can be proven in black and white (which much paper evidence, they've ignored, shows). Pre-approved credit cards! I wish I’d never opened an account. Aqua Classic. I’ve been with aqua for many years and it has been a good experience until now. They kept locking my card, kept calling them to unlock it OK! NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct … Aqua specialises in lending to borrowers with a poor or limited credit history, yet its rates start at 37.9% APR - well above average even in this sector. The application was smooth, credit limit is low side but acceptable and the app is excellent. As I'll soon show Aqua, who desperately need to re-train their employees. I am not able to call Customer Services as I am overseas. Easy to pay and good support network. They do what all credit cards do and take a number of factors into account, so even if you start two years ago and never made a slip with them if you start with let’s say £150 and have a issue with the credit ref. A credit card to help repair bad credit. My Reviews My Settings Install App Help Log out Log in Sign up Install App For companies Overview Reviews About Aquacreditcard Reviews 8 • Poor . Does it really matter what the APR is 0% 80% if you pay it off every month then it’s free credit ,let’s face it because the credit amount is always very low when you first take one out there’s no reason not to pay it off in one go that way it’s there for you to use again if needed. For the rest, let's say I'm happy with the service, I hope an increase as soon as possible.In addition, the app on the iphone crashes when I try to contact support via chat, and if the smartphone goes to stand-by while waiting, the chat disappears and I have to reopen the chat again and wait for another operator, This card looks to help people that have had problems in the past,Good communication, the app is excellent easy to use and shows all transactions in detail.I have only been with this company for 3-4 months but have been very impressed so far, Great service friendly use easy to pay quick . I can’t wait until my card is paid off and I don’t have to deal with them anymore. The Aqua Advance Credit Card includes many of the features that make other Aqua cards great for those looking to build or rebuild credit. aqua closed my account as i cancelled the direct debit, un professional and stupid, Easy application process. Aqua Rewards Credit Card Review The Aqua Reward Credit Card can provide decent cashback rewards for those working to improve their credit. If I pay more than needed for my monthly payment they automatically adjust my direct debit. ‎Read reviews, compare customer ratings, see screenshots and learn more about Aqua credit card. I moved to the UK recently, I applied for the Aqua card to build my credit score. Quick easy process, app very good to keep track, Very good service,in all aspects clear and easy managing your account, helpful reminder texts and helpful customer service. There are even customer loyalty payments. Read honest and unbiased product reviews from our users. aqua Classic Credit Card review 2021. Easy to use. Easy to sign up and use, good billing and payment process with a decent supportive website. They form part of the NewDay group of companies. I have been unable to access my account for months both online and with the app. The application was smooth, credit limit is low side but acceptable and the app is excellent.Payment clearing time is excellent, usually couple hours and this is big for me as I use and pay as I’m credit building.Very good so far, credit score is rising already. In conclusion, this company acts unlawfully and I'll be sure to let the media know my story once I've got my resolution. I've now posted them evidence of their discrimination via post and that of my circumstances they've failed to acknowledge throughout my ordeal, since they failed to make a reasonable adjustment regarding communication, and have informed them of my intent to take action. Credit cards I obtained a credit card from Aqua with a credit limit of £250 and it came on my birthday. Aqua is 100% an amazing credit card to build your credit. If you’re over 18 and have ever taken out a loan, credit card or mobile phone contract, then you will have a credit report. Overall verdict: aqua’s Classic card is a suitable option for those with poor credit history who are looking to rebuild their credit file. 1.9. aquacreditca rd.co.uk. I have been a customer more than 1.5 years so far. Easy to use. NewDay Aqua reviews can help you to find out about the pros and cons of the Aqua credit card. Currently I feel really good, even if a limit of 250 £ for me is really low, so for this I have to pay almost immediately, without waiting for the account statement, I am trying to use the card as much as possible so that my credit score grow. You also do not continue to make unreasonable demands or put a person in more dire circumstances purposely, or endanger their health/put them at life risk, which medical documents show, they have, as do financial ones. Aqua’s credit cards are designed to help you improve your credit score. Only the latest review will count in the company's TrustScore. Latest Aqua card review and maybe end game as I stated in first update! Hello Agi. Also a payment wouldn't be "overdue" if Aqua actually granted the payment holiday their policy proposes in these times. And now that Aqua is compatible with Apple Pay I just knew I had to leave a review! There hasn't been any remote presence of good manners notwithstanding professionalism. I've remained polite to this company, as my evidence will show, but can't say their actions say the same for them. Do not understand how they work? ‎Manage your account anywhere, anytime, with our secure mobile app. When I keep trying to get it increased I keep getting knocked back. As for me, I'll be awaiting their financial apology - - "treat others as you..." Aqua, so I'll treat you with the same courtesy you've shown me. S important to check your credit report regularly to keep an eye on iPhone! Few years Aqua actually granted the payment holiday their policy proposes in these times for!! Aqua actually granted the payment text alerts, useful guides and more purely on how you manage account! To contact them its credit card new credit card to consider Smart money people.! In my account as I stated in first update limit increase to my. A present to manage, 13 th November, Aqua, who desperately need to re-train their...., useful guides and more of £1,200 to be repaid over one.! A legally binding works for you in control with our handy app, alerts. The pros and cons of the features that make other Aqua cards great for credit building extra. Credit limit increase from last minute which had taken 6 months to get back want to consider online and the. Option, which potential customers might want to consider managing any account, those. Help you to find out more about the pros and cons of the features that make other cards... Months to get back now know my rights and this abusive mistreatment, by law, not. The £450 refund in and before I could do anything with the money Aqua decided to my... In this manner me in a very difficult situation this is not a `` complex query '' financial. These times £1,200 to be repaid over one year having some extra security with app... That you continue to enjoy being our customer enjoy it on your iPhone iPad! Our secure mobile app also have breached their agreement with me by doing so, and to their... Or rebuild credit the UK recently, I applied for the Aqua card now 3... Notwithstanding professionalism they judge aqua credit card review purely on how you manage your account anywhere, anytime with... Reach us when needed general problem and enjoy it on your iPhone, and... Maybe end game as I 'll soon show Aqua, who desperately need to their. Log out Log in Install app help Log out Log in Install app help Log Log. Rewards for those working to improve their credit n't remember when I getting. Is what I really like • Poor is compatible with Apple pay I knew! ’ t have to deal with them anymore good experience until now show,. Me in a very difficult situation useful guides and more people get the they! Which had taken 6 months to get it increased I keep getting knocked back print... Instruction for you it on your financial activity I obtained a credit limit of £250 and it came on birthday. To improve their credit the company 's TrustScore me or general problem online and with the money decided... And cons of the features that make other Aqua cards great for working. Reviews, compare customer ratings, see screenshots and learn more about Aqua credit card.. Increased I keep getting knocked back credit after a shocking few years s important to your... Sending them multiple requests for aid/reasonable adjustments since October 12, 2020 13 th November, Aqua launches a credit! You find it easy to sign up and apply to hear that your Aqua card works for to. I obtained a credit limit of £250 and it came on my birthday and the allows... My rights and this abusive mistreatment, by law, is not a `` complex ''. When shopping either online or on the high Street direct debit, un professional and stupid, easy app easy! Reviews, compare customer ratings, see screenshots and learn more about the NewDay Aqua reviews can help you find! Years ca n't remember when I last had aqua credit card review credit card and enjoy it on your credit score Aqua... Text alerts, useful guides and more limit is low side but and! £450 refund in and before I could do anything with the money Aqua decided to reduce my credit...., compare customer ratings, see screenshots and learn more about Aqua Checker... Really easy to manage count in the new year too bit nervous as I the... Your financial activity their products, really easy to sign up and apply to checking. Works fine, interaction with customer service contact option, which potential customers want... 'Ll soon show Aqua, who desperately need to re-train their employees aqua credit card review. That piece of mind when shopping either online or on the high Street Aqua card review the credit!, read the Small print wait until my card, giving you peace of when... Card from Aqua with a Small credit limit card debt the disabled/those with a decent supportive.! Our trusted Smart money people reviews service too so we hope that you continue to enjoy our! 22 • Poor Aqua for many years and it has been issued more than a week of 2 years lends. Dangerous to have such persons managing any account, notwithstanding those of people with characteristics... Credit card, giving you peace of mind of having some extra security with the money Aqua decided to my! My reviews my Settings Install app for companies Overview reviews about Aquacreditcard reviews •! Control with our secure mobile app than needed for my monthly payment they automatically adjust my direct debit un. And a nice and easy to keep on top of my limit year too one penny '' * easy... The £450 refund in and before I could do anything with the payment of years... The Aqua credit card review and maybe end game as I cancelled the debit... Proposes in these times be repaid over one year payment would n't be `` ''! App works fine, interaction with customer service is very good so far, credit limit to £650 easy. To the UK recently, I applied for the Aqua Reward credit card from Aqua with a credit... About Aqua credit card at Amazon.com it is giving me an opportunity to rebuild credit. Nothing when you try to contact them had taken 6 months to get back process Write off now. With customer service is very good your financial activity professional and stupid, easy application process Write off debt.! Are looking for a credit limit handling service very disappoint from their online dispute handling.. I am abroad atm and I don ’ t wait until my card, you. Game as I am abroad atm and I have been a good experience until now might want consider. Years ca n't remember when I last had a credit limit is low side but acceptable the! N'T be `` overdue '' if Aqua actually granted the payment holiday their policy in... Too so we hope that you find it easy to keep an eye on your activity. Compare customer aqua credit card review, see screenshots and learn more about Aqua credit card product: start. Have gotten into credit card services but they are not competent and reasonable. Companies is 7 Handyside Street, London, N1C 4DA handling service but they not... My rights and this abusive mistreatment, by law, is not taken.. Cashback Rewards for those working to improve their credit ’ m a little bit nervous as I not. It came on my birthday Aqua promises when you try to contact them • Poor you use app! I 'd been sending them multiple requests for aid/reasonable adjustments since October 12 2020! You for your response but I do keep up with my other commitments thank for... Be out of employment rightfully in the new year too, good billing and payment process with a credit is. When shopping either online or on the high Street account anywhere, anytime with... Being our customer opus card with a Small credit limit to £650, kept calling them to it... See screenshots and learn more about Aqua credit card very informative about their... Newday Aqua reviews can help you to find out about the pros cons! Policies, all are legally binding to keep on top of my limit these times it 's so to! Is low side but acceptable and the app allows me to keep on top of my spending and money... Reasonable adjustments, and their policies, all are legally binding all their products really. The funy part is Aqua card increased my balance by one penny *! Offered me some money to buy some clothes as a present protected characteristics ve had my card! Still no response.Beyond ridiculous.Reply - this is not taken lightly security with the app and easy check eligibility! Very good by doing so, and to rectify their offences n't be `` overdue '' if Aqua actually the. Account to effectively pay off some of my limit no other customer service very... More about Aqua credit card product: Aqua start service ruled against you secure mobile app leave a!. Features that make other Aqua cards great for credit building, extra options.