For rates and fees of the Amex Business Platinum, … The coverage provided by the Amex Platinum card does not include any of the following: This coverage only applies to the first 30 days of a rental. For a comprehensive guide to all of the value you can get out of this card, check out these benefits of the Amex Platinum Card. The Amex Platinum - Car Rental Insurance & Benefits [2020] COUPON (3 days ago) Image Credit: American Express Amex Platinum Card Car Rental Privileges. PAI is personal accident insurance, PEP is Personal Effects Protection, and ALI is Additional Liability Insurance. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. To get Amex Platinum car rental insurance coverage, you must decline the rental agency’s supplemental insurance policy. How Long Should You Wait to Apply for Another Credit Card? The secondary insurance can cover expenses that the primary insurance didn’t cover. You’ll have the option of either enrolling in the rental car … If you have a question regarding your insurance policy or filing a claim, use the following contact information. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Bottom Line: The Amex Platinum Card will cover you if your rental car is damaged or stolen. Both consumer Platinum and Business Platinum card holders can benefit from new offers for hotels, flights and car rentals, which help to offset the card’s $550 or $595 annual fee, respectively. Simply call your American Express Membership Travel Service and request a rental car from SIXT. It is a very competitive alternative to many of the other travel and car rental cards available. Click Here to learn more about the Platinum Card from American Express. Thanks for reading! Amex Platinum car rental insurance covers cardholders for up to $75,000 in collision damage and theft for vehicles rented with the Amex Platinum credit card or American Express rewards points. 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The Amex Platinum Card offers secondary coverage. The Platinum card has recently been reintroduced to the business public, and it is packed with car rental benefits. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Hi Bradley. ), For UP's rating and in-depth analysis, see our, Amex Platinum Card Rental Car Loss & Damage Insurance, For rates and fees of The Platinum Card® from American Express, click. Key link: American Express Platinum application page. This coverage is secondary, which means you will have to file a claim with any other applicable insurance first. I seek out extraordinary experiences to escape any hint of a normal, boring, mundane life. Amex Platinum car rental insurance covers cardholders for up to $75,000 in collision damage and theft for vehicles rented with the Amex Platinum credit card or American Express rewards points. After activating the offer, Platinum cardmembers can get $75 back on two occasions after spending over $250 on eligible Avis purchases. Police report that includes damage, theft, or accident information. The upgrade is subject to availability when you pick up your rental. Card holders can use $15 each month from January through November, and $35 in December, to take an Uber ride to their destination. First, let’s take a quick look at the Amex Platinum Card as a whole. Use code CDP#211762 when enrolling in Hertz Gold Plus Rewards to ensure you receive your benefits. Thanks for reading. Did AMEX cancel it? 10 Benefits of Using Amex Platinum with Car Rentals, American Express Car Rental Privileges Program, The Top 10 Credit Cards for Airline Travel. The coverage offered is secondary, which means that it covers what your insurance provider … Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position.Â. Hello Francis. Enjoy additional benefits when you enroll in Hertz Gold Plus Rewards® Book Now If you believe you have a valid claim, you will need to submit supporting documents online. Disclaimer: Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards.  The information provided is for informational purposes only and should not be considered financial, tax or legal advice. About The Platinum Card. Hey Lisa, unfortunately that is correct. Hey Ryan! I like Silvercar because the company has an all Audi fleet, excellent customer service, and uses technology well to make the rental experience better.The main downside is that Silvercar only has … While liability is a different issue, even if your car is stolen or you get carjacked you can drive your favorite rental car knowing that you’re covered. In 2015, Katie discovered the world of points and miles, and since then she’s earned countless points and has an embarrassingly large number of credit cards in her wallet (which she needs a spreadsheet to keep track of! Rental car loss and damage insurance that comes with the Amex Platinum card is secondary, meaning it only covers what your primary insurance won’t cover. I see LDW, PAI, PEP and ALI. The Platinum Card will cover you for such unfortunate scenarios up to $500,000 when the incident involves a common carrier. Full Disclosure: We may receive financial compensation when you click on links and are approved for credit card products from our advertising partners. However, rather than being charged on a per day basis the charge is a one-time fee for the entire time you are renting the car, saving you significant money over the course of a year. Hi JJ W. According to the Amex site, your card does have car rental insurance. Login. The policy says it does not cover cars rented in Italy. My spouse is a free additional driver because of my Hertz Five Star membership, the rate code I used, or because spouses are free by law in some locations. These perks are all included with the Amex Platinum card … Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. Editorial Disclosure: The content featured on UpgradedPoints.com has not been provided by the credit card companies mentioned. You’re entitled to these privileges for as long as you have the Amex Platinum Card. Check card terms for details. If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. Benefits include: Click here or call 800-525-3355 to enroll in Emerald Club. You are also eligible to receive a one car class upgrade when you rent an intermediate through full sized car (subject to availability) and pay with your Amex Platinum Card. Car rental loss and damage insurance policies are underwritten by AMEX Assurance Company. If I have claims for a number of accidents that occurred on separate occasions, will future attempts to cover CDW on my credit card be stopped? This benefit amount exceeds most of the available collision and theft benefits from competitors. While being the company with the insanely exclusive Guardian card, which restricts applications through an “invitation only” offer, the company has a number of other options including the American Express Platinum card. Please see our Advertiser Disclosure for more details! The American Express (Amex) card lags behind the more popular MasterCard and VISA brands in part due to the merchant costs to accept the card. Well, probably (except for the Guardian card since they keep a tight lid on all the card’s benefits) but the Amex Platinum is the only card issued by the company that offers primary car insurance coverage. Our vehicles are on average less than 6 months old, and range from nippy little runabouts for city driving to estates and MPVs with room for the whole family. These perks only apply to U.S and Canadian residents who are renting at a participating Avis location in the U.S or Canada. However, for clarification regarding a specific situation, you should always call the benefit administrator directly using the number on the back of your card. Just as with hotel chains, the Amex Platinum gets you rental car benefits with instant status at several car rental companies. Along with its association with three of the major car rental companies – Avis, Hertz, and National – it comes with the American Express Car Rental Privileges Program. Customer Service and Claims Department Toll-free: 1-800-338-1670 International Collect: 1-216-617-2500, Car Rental Loss and Damage Insurance P.O. Yes, the Amex Platinum Card comes with car rental loss and damage insurance. To make an American Express Platinum Card rental car insurance claim, call (800) 338-1670 in the U.S. only or call (440) 914-2950 from other locations worldwide. The Amex Platinum comes with rental car insurance, also known as collision damage waiver (CDW), that will cover you up to $75,000 for 30 consecutive days. … The $200 Uber credit pays for half of the annual fee, and the significant discounts on upgrades and contract rates make having the card very beneficial. This includes the countries of Australia, Ireland, Israel, Italy, Jamaica and New Zealand. We enjoy it tremendously when readers find our pieces useful. It will NOT be published. For more information on our advertisers, see here. Click here or call 800-331-1212 to enroll in Avis. This site does not include all credit card companies or all available credit card offers. Anyone who has traveled outside of the United States knows that adjusting to driving on the wrong side of the road is not the only problem with car rentals. Learn how your comment data is processed. Key facts: £575 annual fee. When I’m renting through Avis for coverages I don’t see CDW. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Or do I need to have a primary carrier? Experience a range of premium travel and lifestyle benefits with the American Express Platinum Card®, including airport lounge access, room upgrades and more. The policy states that Italy is excluded but we are not in a position to interpret the policy further. This site does not include all credit card companies or all available credit card offers that are on the market. I don’t have car rental privileges at all on my Charles Schwab Platinum card. This write-up will clarify all of the distinct elite status rewards you ought to acquire with your American Express Platinum Card as well as the automobile rental … However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. However, frequent travelers and people who do their business spending using American Express know the value of the card and reap its benefits every day. Amex also offers an optional Primary Car Rental Protection plan you can purchase for a low flat fee which covers you for the entire rental period. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and p, rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position.Â. I find the biggest hassle of using the Plat Amex car rental insurance is getting Hertz to print a rental agreement listing all authorised drivers. The Chase Sapphire Preferred card comes with a bonus of 60,000 Ultimate Rewards points after spending $4,000 in the first 3 months. New competition requires making changes to rewards programs, and American Express has included up to $200 in free Uber credits per year. SEARCH. The content featured on UpgradedPoints.com has not been provided by the credit card companies mentioned. This optional protection provides primary coverage which does not require you to file a claim with your insurance company first. What is the Amex Platinum car rental insurance policy? It does NOT cover liability, damage to other vehicles, or injuries to people in other vehicles.Â. ... American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, … How is the Porsche Steering Wheel Different from That of Other Cars? Related: Amex sweetens the deal for airline, hotel, car rental bookings. A new offer has just been rolled out for my favorite car rental company, Silvercar. Rental car loss and damage insurance that comes with the Amex Platinum card is secondary, … Simply log in to your American Express account and head to the benefits tab to enroll. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Secondary insurance means it will only come into play if your personal auto insurance does not apply. Currently, Lee is practicing the smidgen of Chinese that he picked up while visiting the Chinese mainland in hopes of someday being able to read certain historical texts in their original language. You should make a call to the benefits administrator (phone number on the back of your card) for clarification on which coverage you have on your card and also to your auto insurance carrier (if applicable) if you have more questions. Overall, it is considered one of the best cards on the market for frequent travelers. Chase Freedom Cash Back Credit Card Review, Should You Consider The Capital One Venture …, 10 Things You Didn’t Know About Andrew Telfer, 10 Things You Didn’t Know about Shana Broussard, The History of and Story Behind the Bose Logo, The History of and Story Behind the Iron Maiden Logo. American Express will then mail you instructions for what to do next. This premium credit card comes with a premium price tag. So If your personal auto insurance will not cover damage to your rental car in another country, then you can submit a claim with your secondary insurance. Taxes other governmentally-authorized or imposed surcharges (including GST), license and concession recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items (such as CDW up to US $30 per day) are extra. I can’t find that statement you made about AMEX Platinum acting as Primary on rental cars in other countries. Rental car loss and damage insurance that comes with the Amex Platinum card is secondary, meaning it only covers what your primary insurance won’t cover. As a point of clarification, the National Executive status is great but it doesn’t transfer to Enterprise. Though it is something most people prefer not to think about very often, there are many people who get injured in car accidents that end up being killed or severely injured. While car accidents occur on a daily basis, events such as suffering from exposure or a vessel disappearing, wrecking, or sinking are not on the minds of travelers. If my personal auto insurance does not cover car rentals in Europe, will my Amex card then provide insurance coverage? Click here to see a list of advertisers that we work with. Make no mistake, it’s a pricey card — but if you can take advantage of all the perks the Amex Platinum Card offers, it might earn a spot in your wallet. I was comparing/contrasting the various Travel & Purchase Protections of my Platinum Card vs. my Ritz-Carlton card just today and this article was insightful with regards to the car rental provisions. When it comes to getting more for your travel dollar and the convenience of a speedy trip through the check-in lines, this benefit ranks near the top. In addition to exploring England, she visited Ireland, Scotland and the Netherlands during that time and loved every minute of it (everything except the hostel in Scotland – that’s an experience she doesn’t intend on repeating!) Specialty cars (group x) are not eligible for these discounts. Once you enroll in any of these programs, you will enjoy special benefits and perks. This means that you need to file a claim with any other applicable insurance first before this coverage kicks in. Avis Preferred status. Corporate Platinum Card; Corporate Purchasing Card; Personal Card Annual Credit; Prepaid Cards. For more information on our advertisers, see here. Save on Silvercar rentals with Amex Offers. Is There Such Thing as a Porsche Station Wagon? The only additional benefit you receive with National Executive status is earning points with Enterprise. 5% off and a Complimentary One Car Class Upgrade Book any economy through standard size vehicle, now through June 30, 2018, and receive 5% off the base rate and a Complimentary One Car Class Upgrade, when you pay with any American Express Card. All of these coverages are optional for purchase. For rates and fees of the Amex Platinum Card, click, Hilton Honors gold an Marriott gold elite, Travel insurance and lost baggage insurance, Choose your own car from the ExecutiveSelection area, Upgrades when renting a full size through luxury car, Accelerated earnings toward free rental days, Pay for the entire rental cost with your Amex Platinum Card, Decline the collision damage waiver (CDW) offered by the rental company, Off-road vehicles, motorcycles, campers, trailers, recreational vehicles, Any vehicles rented in Australia, Italy, and New Zealand, Any situation where the rental car was taken out of the authorized rental area or off-road, Any situation in which illegal drugs and/or alcohol are involved, Any residents of American Samoa, Federated States of Micronesia, Marshall Islands, Palau and the U.S. Minor Outlying Islands, Any ride sharing companies that allow individuals to rent out their personal cars, For residents of Utah and Vermont, this coverage is primary instead of secondary (see below for more on this). Amex defines an eligible renter as the following: “An Eligible Renter means a Card Member with an Eligible Card, and their spouse or Domestic Partner, and Authorized Drivers.” Because of the word “and”, it appears others are covered only in addition to the Card Member. The only caveat is that the credits do not carry over from month to month; it is a “use it or lose it” part of the program.What has not been mentioned is the annual fee of the American Express Platinum Card. Renting a car is easier and more comfortable when you carry the American Express Platinum card. As for the car rental insurance, when you pay for the entire rental with the Amex Delta SkyMiles Platinum, “damage to or theft of most rental vehicles” is insured with the card, though this coverage is secondary to … Get premium car rental insurance coverage without the premium price with up to $100,000 of insurance coverage from American Express Travel Related Services Company, Inc. for a low flat rate. This site does not include all credit card companies or all available credit card offers that are on the market. If I am involved in a accident do I have to call my personal insurance to file a claim? For rates and fees of The Platinum Card® from American Express, click here. About. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. If the rental vehicle is paid for entirely with an Amex Platinum that belongs to someone other than the authorized driver, would Amex still provide coverage for any damages if the cardholder is not in the vehicle? Additionally, American Express will waive the American Express Travel fee on flight modifications or new bookings now through March 31, 2021. © 2021 Upgraded Points™, LLC. Our favorite among the bunch is Emerald Club … LDW stands for Loss Damage Waiver which is another term for Collision Damage Waiver (CDW). Log into your Amex Platinum Card account on this page, and you’ll see all the options to take advantage of your car rental privileges. CRLDI_Benefit_Guide_371-397_EDT01.20REV_10.20.pdf-Opening in new window View Policy. Most other competitors offer only secondary insurance, which means you will have to pay out of your own pocket to be truly covered. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Click here to see a list of advertisers that we work with. Before you submit your claim, you will need the following documents and information: You will need to file a police report noting the damage or theft before you can make a claim with American Express. The American Express Platinum charge card is issued directly by American Express. But feel free to contact Amex directly regarding this, as they may have a policy that is disclosed elsewhere. Hot Tip: See our complete guide to Hertz Gold Rewards for more information about the Hertz program. Thanks for your feedback. What is a Retirement Savings Contribution Credit? If you do this, you must finish your claim within 72 hours, or all of your information will be deleted and you’ll have to start over. The American Express Platinum Card® for Schwab. Check for Pre-qualified Credit Card Offers; Travel Credit Cards; Cash Back Credit Cards; No Annual Fee Credit Cards; Credit Intel – Financial Education Center; This benefit lets you skip one of the most annoying and time-consuming aspects of travel – having to wait in line to get your rental car. Hertz Gold Plus Rewards® named the #1 car rental loyalty program. Car Rental Upgrades And Discounts. Thanks for this article! In the US check your insurance and/or credit card for rental … The Amex Platinum card offers many benefits, including car rental insurance and car rental privileges with Avis, Hertz, and National Car Rental. For Platinum cardholders who had an open and active account as of Nov. 1, 2021, one of the Amex Offers available to them is with Avis Car Rental. You MUST clear your balance in full at the end of each … What Makes Porsche Rims Different from Those on Other Cars? If you prefer primary coverage (meaning you don’t have to file a claim with your other insurance first), take a look at the Chase Sapphire Preferred® Card. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). While the dollar figure may seem daunting, this card comes with a lot of benefits to offset the cost. Per the Amex terms, if you do not have primary insurance the Amex Platinum Insurance will still kick in. If you have any questions about your claim, call 1-800-338-1670. Glad I checked this out because I was going to rent with Enterprise and thought I could upgrade for free 🙁. Using your Amex Platinum card to reserve and pay for your rental car reservation can result in vehicle upgrades, discounted rates, VIP pick up and return, and other perks that make your rental car experience better. A discount on limousine service. The Amex Platinum Card offers a few different types of benefits you might want to take advantage of when renting a car: This post will dig into these benefits to explore what they cover, what they don’t, and how you can benefit from them. Should You Get An Ann Taylor Credit Card? As American Express cardmember, you will receive: Special offers on rental cars. Thanks for reading! When you apply your program benefit to your rental, you will pay in the range of $12.95 and $24.95 for additional coverage. Platinum and Business Platinum Card Members are only eligible for 1 additional point on cruise reservations. Status with a rental car company can get you car upgrades, priority services, etc. There does not appear to be anything in the T&C that states a hard limit on the number of times you can submit a claim. Are these different? What if I don’t have a primary insurance carrier because I don’t own a car? https://www.americanexpress.com/us/credit-cards/features-benefits/policies/car-rental-loss-and-damage-insurance-terms.html. Using this benefit can result in you getting extra airline miles or even free rental car days, depending on how often you travel and use the Hertz Gold Plus card benefit. It only states secondary. You can contact them at 1-800-338-1670. Amex Platinum rental car benefits All versions of the Platinum Card® from American Express, including the (discontinued) Mercedes-Benz, Morgan Stanley, The American Express Platinum® Card for Schwab and Business Platinum Card® from American Express offer complimentary elite status with Avis, Hertz … Let’s look at some of the benefits provided for cardholders by 3 of the major rental car companies. For theft or damage to the rental vehicle, the Amex Platinum card covers up to $75,000. You can earn National points with Enterprise but other benefits do not carry over. Bottom Line: To be eligible for car rental loss and damage insurance from the Amex Platinum Card, you need to pay for the entire rental cost with your card and decline the collision damage waiver (CDW) offered by the rental company. As part of the benefits of holding the Amex Platinum Card, you will receive complimentary memberships with Avis, Hertz, and National Car Rental programs. Rental Car Benefits with Hertz, Avis & National. We have included our featured coupons and discounts to compare with Amex car rental dealss so you get the cheapest AMEX car rental. Hacking luxury driving experiences for maximum fun & benefit using the Amex Platinum Charge Card I am a compulsive ‘experience connoisseur’. In addition, as an Amazon Associate we earn from qualifying purchases. However if I rent in France and return to Italy will that be covered? Katie is an Ohio native who caught the travel bug after spending a semester in college in Nottingham, England. To unlock your Platinum Card Car Rental Privileges, include CDP #211762 in your Hertz reservation and pay with your Platinum Card. We take your comments very seriously as they really help us to improve the site. These perks are all included with the Amex Platinum card annual fee. The third major car rental company in this list, the Hertz benefit gives you as much as 25% off of regular car rental contract rates. The Points Guy. No responsibility will be taken by the bank advertiser for these comments. American Express car rental discount codes generally only require a one day minimum rental. Allen Lee is a Toronto-based freelance writer who studied business in school but has since turned to other pursuits. If the link times out and is not available, you can log in to your account and see the terms and conditions for the coverage. November 2017. You get guaranteed upgrades, never pay more than the midsize price for renting the vehicle, and have access to an exclusive reservation phone number. Save up to 15% as an American Express Card holder Avis is pleased to offer American Express discounts of up to 15% on worldwide car rental. Cardâ® from American Express account and head to the business public, and is... Changes to Rewards programs, and American Express Platinum charge is my the! Taken by the credit card coverage to take affect more comfortable when click! 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